Can a Merchant Collect Money from You After a Chargeback?
The Truth in Lending Act of 1974 is a federal law in the US. It gives consumers the legal right to dispute credit card charges in the case of a billing error. This is referred to as a chargeback,...
View ArticleWhen Should I Dispute a Credit Card Charge?
The number of charges disputes by cardholders have been on the rise since the start of the pandemic. Data shows an increase in consumer disputes involving canceled flights, concert tickets, and other...
View Article4 Common Reasons Why Banks Might Investigate Your Account
As a cardholder, you’ve probably heard horror stories about people being crippled by financial crime. If you find out that your bank account is under investigation, it’s normal to wonder if the worst...
View ArticleShipping Delays for the Holidays?
Exercise Patience to Defeat Supply-Chain Issues We get it. It’s that time of year, and everyone has a gift list that’s three miles long. Families are coming back together for the first time and...
View ArticleHow to Avoid Becoming a Victim of Credit Card Fraud
You get home from a long day at work and take a seat, intending to make an order for carry-out. While scrolling through your options, you decide to check your account to make sure the funds you need...
View Article3 Fraud Scams to Look Out for in 2022
The credit card industry is no stranger to scams. As long as credit has existed, nefarious types have explored ways to exploit it. That’s just the way of things. The onset of digital commerce and...
View ArticleHow Do I Place a Fraud Alert on My Social Security Number?
Fraud alerts and credit report flags are the very first two steps you should take if your data has been compromised. It may stop the fraudster from using your info elsewhere. This article will...
View ArticleBe on the Lookout for These 9 Crypto Scams
You aren’t the only one who’s interested in cryptocurrency. Despite the volatile and uncertain nature of the crypto market, it is still the best and most popular alternative investment outlet...
View ArticleWhat are QR Code Payments?
Have you visited a restaurant that asks you to point your smartphone at a QR pattern to view their full menu? Pointing your camera at the QR code makes the restaurant’s website pop up in your browser,...
View Article4 Key Questions for Cryptocurrency Regulators
Cryptocurrency is still the hottest topic of discussion right now in consumer security circles. Recently, there’s been more conversation than ever about the regulation of cryptocurrencies. While some...
View Article5 Scary Fraud Scams to Avoid This Halloween
It’s the height of the spooky season. And if there’s one thing everyone should expect this time of year, it’s the occasional “trick” between the “treats.” Some of the scariest things we face in our...
View ArticleHow to Protect Yourself From Holiday Season Scammers
It’s that time of year again: a time for sharing, shopping, family gatherings… and scams. No, you read that right. Scammers are just as excited about the holiday season as you are. Why? Because this...
View ArticleWhat are the Leading Consumer Fraud Prevention Trends for 2023?
It’s the start of a brand-new year. With that, comes new opportunities. While many merchants are still feeling the ups and downs of 2022 (think supply chain woes, inflation, data breaches, et al.),...
View ArticleWhat is Card “Shimming”?
Most of us are at least somewhat familiar with card skimming. It’s an old trick, by which scammers use a device to steal data off of magnetic stripe cards. Well, there’s a new threat out there to know...
View ArticleAre Refund Services Legit?
One of the newest eCommerce threats are ”refund service” scams, in which fraudsters solicit otherwise legitimate consumers as accomplices. But, what exactly are refund services? How do they work, and...
View ArticleNavigating Risk in the Wake of the SVB Collapse: A Guide for Consumers
The recent collapse of the Silicon Valley Bank (SVB) has sent shockwaves through the financial world, and its implications are being felt by businesses and consumers alike. Bad actors will attempt to...
View ArticleSocial Engineering: How to Protect Yourself
Social engineering scams don’t discriminate. They can target anyone. These scams view your personal data as a treasure trove, providing access to linked accounts and data caches stored on corporate...
View ArticleHow to Protect Your Packages from Shipping Scams
The ongoing COVID-19 pandemic has changed our shopping habits, resulting in a consistent uptick in online buying across the United States. This surge in eCommerce naturally leads to an increase in...
View ArticleWhat is Buy Now Pay Later (BNPL)?
In today’s fast-paced world, convenience and flexibility are highly valued, even when it comes to making purchases. One such payment option that has gained popularity among consumers is the “buy now...
View ArticleWhat is the Credit CARD Act of 2009?
Though not a household name, the Credit CARD Act of 2009 is a major force in the finance and consumer protection space. Born out of the turbulent times of the 2008 financial crisis, it came to the...
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