Why is Fraud so Hard to Stop?
How much do we lose every year due to online fraud? Well, that’s a surprisingly hard question to answer. Some experts project that we lose as much as $180 billion every year due to fraud. That’s a...
View ArticleDo You Know the PSD2?
Big Changes to This EU Rule Could Affect Consumers Around the World The Revised Payments Services Directive—also known as PSD2—is a new law set to take effect in the EU in September 2019. The PSD2 has...
View ArticleDeclare Independence from Criminal Fraud This Year
It’s that time of year again. Yes, it’s time to grill-up some hot dogs, set-off fireworks, and celebrate freedom. On top of that, you may be looking forward to some of those deep, deep, discounts this...
View ArticleCapital One Data Breach: What You Need to Know
More than 100 Million Americans Exposed. What Comes Next? On July 29, Capital One announced they were the latest major financial brand to experience a security breach. The attack exposed the data of...
View ArticleThomas Cook Collapse: How to Get a Refund
Thousands Stranded. Thousands More With Plans in Limbo. What’s Next? Thomas Cook isn’t the first major travel brand to go bust in recent years. We saw Icelandic carrier Wow Air close down suddenly in...
View Article7 Simple Tips to Prevent Card Fraud This Holiday Season
It’s that time of year again. That’s right: the holidays are just around the corner! If you’re planning to do some online shopping this year, you’re not alone. According to experts at Deloitte,...
View ArticleWatch Out for Post-Holiday Scammers
With the surge in consumer spending that comes during the holiday season, plus the hectic pace that it entails, it’s no surprise that the last weeks of the year are prime time for fraudsters. The...
View Article6 Fraud Threats to Watch for in the New Decade
New decade…new threats facing consumers. While technology evolves alongside our understanding of current security challenges, fraudsters still find new and inventive methods of getting around our...
View Article5 Dangerous Places to Swipe Your Credit Card
It’s the call or text you absolutely don’t want to get: the one from the bank that says, “Your credit card is restricted due to suspicious activity.” Panic sets in immediately: what should you do? Who...
View ArticleHow Scammers are Taking Advantage of COVID-19
This is a difficult time for everyone. We’re all facing new and unique challenges as a result of the COVID-19 crisis, along with the resulting economic uncertainty ahead. Even with all this upheaval,...
View ArticleFraud Protection in a Time of Crisis
One of the most frustrating aspects of the ongoing COVID-19 pandemic is that information seems to change on a daily basis. Because the novel coronavirus is new, medical professionals around the world...
View ArticleAre “Work-at-Home” Jobs a Scam?
Consumer fraud happens all the time, but there are some periods where it flourishes. The holiday season is a great example: lots of sales transactions make it less likely fraud will be noticed...
View Article‘Tis the Season for Gift Card Scams
It’s hard to believe that the holiday season is almost upon us again. The year 2020 has been a wild ride, as we’ve collectively dealt with new threats and ongoing disruptions. It would be nice to...
View ArticleShopping Online this Holiday? Here’s 6 Simple Tips to Prevent Fraud
With the shadow of COVID-19 looming over the 2020 holiday season, millions of consumers are going to be doing a majority—or all—of their shopping online this year. For some, this could be the first...
View Article5 Common Fraud Schemes to Know in 2021
2020 has been a challenging year for everyone, to say the least. But, as this year draws to a close, and we begin to see an end in sight for the COVID-19 pandemic, it’s finally time to begin looking...
View ArticleCan I Dispute a Charge on My Bank Statement?
Let’s assume that you make a purchase online. You put the goods in your cart, enter your shipping and billing information, hit checkout, get your confirmation email…everything seems good. But then,...
View ArticleHow to Dispute a Charge on Your Visa Card
Let’s say you purchased an awesome shirt online. It’s comfortable, it looks great…but when you try it on, you find a big tear in the seam. What do you do? Your first course of action should be to...
View ArticleHow to Dispute a Charge on Your Mastercard Card
Imagine that you order a new pair of shoes online using your Mastercard. When they arrive, though, you realize that you received the wrong brand and size. In this frustrating scenario, your first...
View ArticleWhat is a Fraud Alert? Is it Worth Requesting?
If you find yourself the victim of identity theft, you have options available to help prevent fraudsters from doing further damage. One of these options is called a fraud alert. When a creditor...
View ArticleCan You Get in Trouble for Chargeback Abuse?
Chargebacks were first introduced in the 1970s as a consumer protection mechanism. They defend cardholders against untrustworthy merchants and criminal fraud. However, due to evolving technology, the...
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