EMV Fraud Could Affect Black Friday and Cyber Monday
The Transition to EMV Cards Has Create a New Fraud Threat for Holiday Shopping The retail industry is ramping up for its much anticipated Black Friday event, the unofficial start of the holiday...
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Are Free Trial Offers Really Free?
If a Sale or Online Special Seems Too Good to Be True, It Usually Is We’ve all heard the cliché warning, “there’s no such thing as a free lunch,” but it has never rung as true as it does online....
View ArticleWhat is a Return Item Chargeback?
What is This Unfamiliar Fee on My Bank Statement? If you’re like most consumers, you might have a rough knowledge of your current checking account balance. Gone are the days when people would sit down...
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Monica Eaton-Cardone Featured on TheStreet
eConsumerServices Co-Founder Monica Eaton-Cardone Discusses Millennials, Banking and the Future of Finance In 2015, Millennials surpassed Gen Xers for the first time in terms of their share of the US...
View ArticleWhat This New Credit Score Measurement Tool Says About You
What Are Revolvers and Transactors? How Will These Labels Impact Your Credit Score? There is an old myth which suggests that leaving a small balance on your credit card will actually help boost your...
View ArticleMonica Eaton-Cardone’s Advice For ID Theft Prevention
Debit Cards and ATMs May Leave Consumers Vulnerable The threat of identity theft is a major concern among consumers. According to USA Today, identity theft reports by consumers jumped by 47% in 2015....
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Stay Safe Online: You’re More Vulnerable Than You Think
Your Personal Information is Exposed and Available to Fraudsters Everyone seems to be paying close attention to cyber security these days. Even still, the seemingly constant stream of high-profile data...
View ArticleChargebacks on a Credit Card Affect Businesses and Customers
Chargebacks on Credit Card Purchases Cost Billions Annually in Lost Revenue Although you may not have ever heard the term “chargeback,” you might be familiar with the concept. A chargeback is...
View ArticleIs There a Minimum Amount for Cashback Rewards?
Your Cashback Minimum Depends on the Conditions of Your Specific Card If you hold a credit card, there is a decent chance that there is some form of rebate or rewards program attached to that card....
View ArticleWhat You Need to Know about PayPal’s New User Agreement
New PayPal Regulations Will Be Implemented June 2016 PayPal’s new user agreement goes into effect this summer. Before you simply ‘Agree’ to accept the new policy, you need to understand a few of the...
View ArticleGift Card Fraud: The Latest Consumer Fraud Threat
Impostors Use Deceptive Claims to Swindle Consumers Every day, criminals find new ways to scam people out of their money. For example, one of the latest-developing attack methods relies on convincing...
View ArticleeConsumerServices Provides New Services to a Larger Audience
ECS Teams Up with Consumer Action to Help Educate the Public eConsumerServices is proud to introduce their new nonprofit partner, Consumer Action. As announced in an August 8, 2016 press release,...
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CEO Gary Cardone Featured in ‘Home Business’ Magazine
Cardone Addresses the Need for Greater Financial Literacy Among Consumers eConsumerServices CEO Gary Cardone recently lent his insight and decades of business experience to a guest column for Home...
View ArticleWhat if a Business I Bought from Goes Bankrupt?
How to Get a Refund from a Bankrupt Business Have you made a purchase recently from an online business, only to find that the business suddenly went bankrupt? Now it looks like you’re out the money,...
View ArticleRental Car Fraud & Other Conveniences Can Be a Rip Off
Rental Car Fraud, Scams & Add-Ons Can Turn a Dream Vacation into a Nightmare Today’s savvy consumer is leery of scams and situations which may result in fraud, and for good reason. According to...
View ArticleImprove Financial Literacy on Get Smart About Credit Day
Why Smart Credit Use Matters, and a Few Easy Tips to Start You Down the Right Path Since 2003, the American Bankers’ Association has recognized the third Thursday in October as Get Smart About Credit...
View ArticleCan Biometrics Actually Replace PINs and Passwords?
Will Consumers Soon Use a Fingerprint—Rather than a PIN—to Complete Transactions? You might not be aware of this, but entering PINs and passwords is not actually the most secure method of identity...
View ArticleeConsumerServices’ Parent Company a Finalist for Card & Payment Awards
Global Risk Technologies is Shortlisted in Two Categories for UK-Based Payments Industry Award On December 1, the organizers of the 12th-annual Card & Payments Awards published the shortlist for...
View ArticleeConsumerServices Co-Founder Featured in The Washington Post
Eaton-Cardone Asked to Advise Travelers on Credit Card Disputes The Washington Post contributor Christopher Elliott recently consulted with eConsumerServices co-founder, Monica Eaton-Cardone, regarding...
View ArticleHow to Return Holiday Purchases and Get a Refund
A Comprehensive Guide to the Online Return Process After weeks of preparation, decorating, and shopping, the holidays have finally come and gone. However, that doesn’t necessarily mean that everything...
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