Stay Safe from Credit Card Fraud This Holiday Shopping Season
The holiday season is a time of joy, celebration, and—unfortunately—an uptick in credit card fraud. According to a report from the Federal Trade Commission, consumers lose billions of dollars annually...
View ArticleHow Long Do I Have to Dispute a Credit Card Transaction?
The time frame to file a chargeback typically varies depending on the card issuer and the type of transaction. Generally, you can initiate a chargeback up to 120 days from the transaction date....
View ArticleHow Do Banks Investigate Disputes Between Cardholders & Sellers?
When it comes to your hard-earned money, understanding your rights as a cardholder and how financial institutions operate can be crucial. Whether you have been a victim of unauthorized transactions,...
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What is a Card Verification Value (CVV)?
A card verification value, often referred to as a “CVV,” is a three or four-digit security code printed on credit and debit cards. The code is designed to enhance the security of card-not-present...
View ArticleWhat is Section 75 of the Consumer Credit Act?
Section 75 of the Consumer Credit Act is a detailed legislative framework existing in the UK. It holds credit card issuers accountable for reimbursing cardholders or covering any consequential losses...
View ArticleCan You Get in Trouble for Disputing a Credit Card Charge?
Disputing a credit card charge can be a necessary step for consumers encountering unauthorized or incorrect transactions on their accounts. While many people successfully resolve their issues through...
View ArticleWhat are Fraud Alerts & How to Request One
Ever been the victim of identity theft? If so, you might’ve received a fraud alert. Fraud alerts are notifications placed on your credit report to warn creditors and lenders that you may be a victim...
View Article6 New Fraud Threats to Know & Watch for
The landscape of fraud is constantly evolving, presenting new challenges and threats to consumers. Gone are the days when simple cautionary measures were sufficient to protect oneself from scams....
View ArticleCommon Scams Targeting Senior Citizens & Tips to Stay Safe
Today’s banking and digital technology have given us unparalleled convenience when it comes to handling money. However, they have also paved the way for sophisticated fraud schemes that can cripple a...
View ArticleCommon Travel Scams & How to Avoid Them
As spring break approaches, families across the country are gearing up for travel, embracing the opportunity to create memories and explore new destinations. However, the excitement of travel also...
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How to Protect Against Tax Fraud: A Consumer’s Guide
Tax season can be a stressful time for many individuals, but it’s also an opportunity for fraudsters to engage in tax-related identity theft. To help you safeguard your financial well-being, we’ve...
View ArticleWhat to Do if You Experience Buyer’s Remorse?
With the holidays right around the corner, this is the point at which people are wrapping up their shopping… and a couple of weeks later, they’re going to get that first credit card bill of the year,...
View ArticleTop 10 Scams to Watch for This Holiday Season
During the festive season, the flurry of online gift shopping, securing holiday travel plans, searching for temporary, seasonal jobs, or attempting to give back through charitable donations creates a...
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How to Have a Spooky — Yet Secure — Halloween
As the days grow shorter and we enter the spooky season, there’s another kind of scare lurking in the shadows: cybersecurity threats. Just as we adorn our homes with cobwebs, skeletons, and...
View ArticleWhat is Spear Phishing?
The ultimate goal of spear phishing isn’t all that different from other forms of phishing: luring individuals into revealing confidential information. What sets spear phishing apart is its...
View ArticleWhat is the FedNow Service?
Introducing FedNow, a groundbreaking payment service recently launched in the finance industry. Brought into existence by the US Federal Reserve, this service is designed to streamline transactions at...
View ArticleWhat is the Credit CARD Act of 2009?
Though not a household name, the Credit CARD Act of 2009 is a major force in the finance and consumer protection space. Born out of the turbulent times of the 2008 financial crisis, it came to the...
View ArticleWhat is Buy Now Pay Later (BNPL)?
In today’s fast-paced world, convenience and flexibility are highly valued, even when it comes to making purchases. One such payment option that has gained popularity among consumers is the “buy now...
View ArticleHow to Protect Your Packages from Shipping Scams
The ongoing COVID-19 pandemic has changed our shopping habits, resulting in a consistent uptick in online buying across the United States. This surge in eCommerce naturally leads to an increase in...
View ArticleSocial Engineering: How to Protect Yourself
Social engineering scams don’t discriminate. They can target anyone. These scams view your personal data as a treasure trove, providing access to linked accounts and data caches stored on corporate...
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